Terms & Conditions

1. Acceptance of Terms

By accessing this website or submitting the appointment/callback form, you agree to these Terms & Conditions. If you do not agree, please do not use this website.

2. Nature of This Website

This website is an independent promotional and advisory page for Mohan Lal Mali, an authorised LIC advisor operating from Sawar Road, Kekri, Dist. Ajmer. It is not the official website of Life Insurance Corporation of India (LIC) and is not endorsed by LIC.

3. No Guaranteed Returns

Insurance is subject to risk. Any benefits, bonuses, or returns mentioned on this website are for general guidance only. Actual benefits, sums assured, and bonuses (where applicable) are determined solely by the terms of the official LIC policy document, which should be read carefully before making any purchase decision. Nothing on this website should be treated as a guarantee of returns unless explicitly stated as "guaranteed" in the corresponding LIC policy document.

4. Advisory, Not Final Approval

Information and recommendations shared through this website or by Mohan Lal Mali are advisory in nature. Final policy issuance, underwriting decisions, premiums, and claim settlements are determined exclusively by Life Insurance Corporation of India as per its official terms.

5. Use of the Appointment Form

By submitting the appointment form, you confirm that the information provided is accurate and consent to being contacted by phone, SMS, WhatsApp, or email regarding your enquiry, as described in our Privacy Policy.

6. Testimonials

Testimonials displayed on this website are intended to be illustrative of typical client experiences. Individual results and experiences may vary.

7. Intellectual Property

The design, layout, and written content of this website may not be copied or reproduced without prior permission.

8. Limitation of Liability

While every effort is made to keep information on this website accurate and up to date, Mohan Lal Mali does not guarantee the completeness or accuracy of all content and is not liable for any decisions made solely on the basis of this website, without reference to the official LIC policy document.

9. Governing Law

These Terms & Conditions are governed by the laws of India, and any disputes shall be subject to the jurisdiction of the courts at Ajmer, Rajasthan.

10. Changes to These Terms

These Terms & Conditions may be updated from time to time. Continued use of the website after changes are posted constitutes acceptance of the revised terms.